Terms and conditions

Legal notice

In compliance with Law 34/2002, of July 11, 2002, on information society services and electronic commerce, we inform you that this website, has an informative purpose in relation to LOANS&PARTNERS services, and only refers to the promotion of this company.

General conditions

The purpose of this website is to ease the general public the knowledge of the activities and services of CEAS.

The use of this website implies the express and full acceptance of the conditions set forth herein, without prejudice to those particular that may apply to some of the specific services offered through the Web site.

We reserve the right to make changes and updates to the information contained in this website or in its configuration and presentation at any time and without prior notice.

In order to keep the information published up to date, the contents of the website may be modified, corrected, deleted or added at any time.

Intellectual and industrial property and frames

All the elements that make up the website, as well as its structure, design, logos and other distinctive signs that appear on it, are owned by Consultoría Española de África Spetentrional, S.L. (hereinafter CEAS) and are protected by the corresponding intellectual and industrial property rights.

Likewise, the images and other graphic elements contained therein are protected by the corresponding intellectual and industrial property rights and their purpose is merely informative.

CEAS expressly prohibits the realization of "framings" or the use by third parties of any other mechanisms that alter the design, original configuration or contents of our website.

The use of the contents must respect its particular licensing. Therefore, its use, reproduction, distribution, public communication, transformation or any other similar or analogous activity is strictly prohibited unless prior and express authorization from CEAS.

The total or partial reproduction of the texts and contents provided by the web site is authorized, provided that each and every one of the following conditions are met:

The integrity of the contents, documents or graphics is maintained.

CEAS is expressly cited as the source and origin of those.

The purpose and aim of such use is compatible with the purposes of the Web and/or the activity of CEAS.

No commercial use is intended, and distribution, public communication, transformation or decompilation is expressly prohibited.

Any other use will have to be communicated and authorized by CEAS, previously and expressly.

Regarding the quotations of products and services of third parties, CEAS recognizes in favor of their owners the corresponding industrial and intellectual property rights, not implying its mere mention or appearance on the Web the existence of rights or any responsibility for them, nor endorsement, sponsorship or recommendation.

CEAS declares its respect for the intellectual and industrial property rights of third parties; therefore, if you consider that our website may be violating your rights, please contact CEAS.


Consultoría Española de África Septentrional, SL (hereinafter CEAS) does not guarantee the absence of errors in the access to the Web, in its content, nor that it is updated, although CEAS will make every effort to avoid, correct or update them.

Both the access to CEAS's Web and the use that can be made of the information that it lodges will be of exclusive responsibility of the User.

CEAS is not responsible for any possible security errors that may occur or for any damage that may be caused to the User's computer system or the files or documents stored by it, as a result of the presence of viruses in the User's computer used to connect to the services and contents of the Web, a malfunction of the browser or the use of outdated versions.

Links and hyperlinks

The links contained in this Web site may lead to third-party Web content. The purpose of these links is solely to make it easier for you to find resources that may be of interest to you on the Internet. However, these pages do not belong to CEAS and, therefore, CEAS assumes no responsibility for the content, information or services that may appear on these sites, which are for information purposes only and in no case imply any relationship between CEAS and the persons or entities holding such content or owners of the sites where they are located. CEAS cannot be held responsible for the operation of the linked page or for the possible damages that may arise from the access or use of the same.

Links to the CEAS website must respect the following conditions:

The establishment of the link shall not imply any type of agreement, contract, sponsorship or recommendation by CEAS of the page that makes the link.

The web page in which the hyperlink is established shall not contain information with contents that are illicit, discriminatory, contrary to commonly accepted ethical principles or against public order, nor shall it contain contents contrary to any third party rights.

CEAS may request the removal of a link to its website, without the need to allege any cause whatsoever. In such case, the page that has made the link must proceed to its immediate removal, as soon as it receives the notification.

It is not responsible in any way or guarantee the quality, accuracy, reliability, correctness or morality of content or services that the establishment of the hyperlink can offer. The User assumes sole responsibility for any consequences, damages or actions that may arise from accessing the hyperlinked website.

The web page in which the hyperlink is established may not contain any trademark, denomination, logo, slogan or other distinctive signs belonging to CEAS except those signs that are part of the hyperlink itself.

Applicable law and jurisdiction

The applicable law in case of dispute or conflict of interpretation of the terms that make up this Legal Notice, as well as any matter related to the services of this Portal, shall be Spanish law.

For the resolution of any dispute that may arise on the occasion of the visit to the website or the use of the services that may be offered therein, CEAS and the User agree to submit to the Judges and Courts of the User's domicile, provided that the User is located in Spain and acts as a consumer. Otherwise, the submission shall be to the Courts and Tribunals of the registered office of CEAS in Spain.

In particular this Website complies with spanish law and Ley 3/1991, de 10 de enero, de Competencia Desleal, Ley 34/1988, de 11 de noviembre, General de Publicidad, Ley 34/2002, de 11 de julio, de servicios de la sociedad de la información y de comercio electrónico.

Data Protection

CEAS declares that this website is in compliance with the General Data Protection Regulation (GDPR), the Data Protection Law Enforcement Directive and other rules concerning the protection of personal data.